What is YourAutoGenie.ca?
YourAutoGenie.ca is a car approval service that helps people get approved for a vehicle *regardless of credit situation*. Whether you have bad credit, no credit, are new to Canada, or have gone through a proposal or bankruptcy, we work to get you approved quickly and easily.
Can I get approved with bad credit or no credit?
Yes! We specialize in *bad credit, no credit, and rebuilding credit*. Even if you’ve been declined elsewhere, we work with multiple lenders to find the best approval for you.
Do you help newcomers to Canada?
Absolutely. If you are *new to Canada* with limited or no credit history, we have lender programs designed specifically for newcomers.
Can I get approved after a consumer proposal or bankruptcy?
Yes. We regularly help clients who are in or discharged from a *consumer proposal or bankruptcy* get approved for a vehicle.
What documents do I need to apply?
Typically, you’ll need:
- Valid ID
- Proof of income
- Proof of address
Additional documents may be required depending on your approval.
- Valid ID
- Proof of income
- Proof of address
Additional documents may be required depending on your approval.
How many vehicles do you have available?
We have access to over 1,000 vehicles, including both new and pre-owned cars, across all major brands.
What brands and types of vehicles do you offer?
We offer *all brands* and a wide range of vehicles, including sedans, SUVs, trucks, vans, and more—new and used.
How does the approval process work?
Far far away, behind the word mountains, far fromaThe process is simple:
1. Apply online at https://yourautogenie.ca/loan-application/
2. Complete the credit application and consent to a credit check
3. We work on getting you approved
4. Once approved, you come in to view the vehicle—or complete everything remotely.
1. Apply online at https://yourautogenie.ca/loan-application/
2. Complete the credit application and consent to a credit check
3. We work on getting you approved
4. Once approved, you come in to view the vehicle—or complete everything remotely.
Does applying affect my credit?
A credit check is required to secure an approval. We only submit your application to lenders that best match your situation to minimize unnecessary checks.
Is there a down payment required?
Down payment requirements vary based on your approval, but many clients are approved with low or no down payment.
How long does it take to get approved?
Most approvals are completed within 24–48 hours, sometimes even the same day.
Is the application really hassle-free?
Yes. Our goal is to make the process easy, stress-free, and transparent with no pressure and no judgment.
Do I need to visit the dealership?
If you’re in or near Calgary, we’ll invite you in once approved to view the vehicle. If you’re outside the city, everything can be done over the phone or online.
Do you deliver vehicles?
Yes! We can ship vehicles to:
- Alberta
- British Columbia
- Saskatchewan
- Manitoba
- Alberta
- British Columbia
- Saskatchewan
- Manitoba
Where are you located?
We are based in Calgary, Alberta , but we proudly serve customers across Western Canada.
What makes YourAutoGenie.ca different?
We focus on approvals first, not sales pressure. We work for you—not the lender—to find the best possible solution for your situation.
Do you offer a referral program?
Yes! Refer someone who gets approved and funded, and you’ll receive $500 cash as a thank-you.
YourAutoGenie.ca helps you instantly find the best auto loan options tailored to your needs.
Quotation
Interest rates vary*
