TERMS OF USE

Location: Calgary, Alberta, Canada

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, please do not use this website.

This website is operated by an individual based in Calgary, Alberta, Canada, for the purpose of generating auto loan application leads.

2. Nature of Service

This website:

• Collects information from users seeking auto loan financing
• Connects users with third-party lenders, dealerships, brokers, or financial service providers
• Does not directly provide loans, financial approvals, or lending decisions

We are not a lender, bank, credit union, or financial institution. We do not guarantee loan approval, interest rates, or financing terms.

3. Eligibility

By using this website, you confirm that:

• You are at least 18 years of age
• You are a resident of Canada
• All information you provide is accurate and truthful

Providing false or misleading information may result in denial of service.

4. No Financial Advice

The content on this website is provided for informational purposes only and does not constitute financial, legal, or credit advice. You should consult a qualified professional before making financial decisions.

5. Third-Party Relationships

By submitting your information:

• You consent to being contacted by third-party lenders, dealerships, brokers, or service providers
• You understand that these third parties operate independently
• We are not responsible for their services, offers, or conduct

We do not control the terms, rates, or approval decisions made by third parties.

6. Communications Consent

By submitting an application, you consent to:

• Being contacted by phone, email, SMS, or automated systems
• Receiving communications related to your financing inquiry

You may withdraw consent at any time by contacting us.

7. Limitation of Liability

To the maximum extent permitted under Canadian law:

• We are not liable for loan denial, financial loss, credit impact, or damages arising from third-party services
• We are not responsible for technical interruptions, delays, or website errors

Use of this website is at your own risk.

8. Intellectual Property

All website content, branding, logos, and materials are the property of the website operator unless otherwise stated. Unauthorized reproduction or distribution is prohibited.

9. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the website constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of:

• The Province of Alberta
• The federal laws of Canada

Any disputes shall be resolved in Alberta, Canada.

11. Contact Information

For questions regarding these Terms:

Email: contact@yourautogenie.ca
Location: Calgary, Alberta, Canada